Key Points: Commerce Career Guidance Video

Objective

• To inform commerce students about available career options, degrees, certifications, and practical steps for building a strong career.
• To address stereotypes about commerce and encourage informed decision-making.

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Commerce: Impact & Misconceptions

• Commerce graduates strengthen the economy, transform banking, improve international relations, and can achieve noteworthy global contributions (even Nobel prizes).
• Misconception: "Take commerce if not smart enough for science" – addressed as baseless.
• Main issue: Lack of awareness about commerce courses and career options.

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Roadmap for Commerce Students

After 12th: Two Main Options

1. Undergraduate Degrees (UG)

   • Examples: B.Com, B.Com (Hons), BBA, BMS, BAF, BFM
   • Coverage: Accounting, Finance, Economics, Business Administration, Banking, Insurance
   • Good for students undecided about a specific career

2. Professional Certifications

   • Examples: CA (Chartered Accountant), CS (Company Secretary), CMA, ACCA, CPA, CIA, Actuary
   • Require clear career intent
   • Some students can get jobs without a UG degree, but having both is beneficial

Stream-Neutral UG Degrees

• Commerce students can also choose: Hotel Management, Law, Fashion Design, Tourism, etc.
• Encouraged if there's genuine passion for these fields.

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Choosing the Right Path

Evaluation of UG Degrees

• Not all colleges offer all commerce UG degree options.
• List, research, and shortlist based on your interests and available programs.

Professional Certifications

• Reasons to Choose CA/CS:

  • Flexibility to study from any location
  • Self-preparation possible
  • Provides significant industry exposure, professional growth

• Challenges:

  • High difficulty with notable dropout rates
  • Passing requires clearing all subjects with a 50% aggregate
  • UG degrees act as backup/foundation and increase employability

• Recommendation:

  • Consider colleges offering flexible/on-time classes for CA/CS prep.
  • Look for integrated courses (e.g., B.Com + ACCA).

• Other Certifications & Focus Areas:

  • CA: Taxation, Auditing
  • CS: Corporate Law, Governance
  • Actuary: Math, Statistics, Insurance & Finance
  • CMA/CPA/ACCA/CIA: Vary by specialization and job market (India/Abroad)

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Choosing the Right College

• Research:

  • Courses offered
  • Faculty quality
  • Placement history
  • Facilities and extracurriculars
  • Internship opportunities
  • Total cost and financial aid/scholarships

• Scholarships:

  • Available from government, private or educational institutions
  • Examples: State Scholarship Programme (SSP), ‘Price Money’ for scoring above 60%
  • Start research early to meet deadlines

• Entrance Exams:

  • CUET (introduced in 2022) – All India Entrance Test for UG/PG courses
  • Check college-specific eligibility and entrance exam requirements

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Placement Realities

• Company promises may differ from actual job roles
• Job categories for commerce students:
  • Consultancy
  • Banking & Financial Services
  • Accounting
  • Insurance
  • Industry roles
  • Government jobs (e.g., IOCL, CPCL, ICAS – Group A, reserved for commerce graduates)
• Banking Careers:
  • Require entrance exams (e.g., IBPS)
  • Emphasize continuous networking and professional stories

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Step-by-Step Career Planning (Ultimate Plan)

Step 1: Identify Your Interests

• Research UG courses & certifications, their syllabus, time commitment, and potential jobs
• Use elimination to shortlist top 3 preferred options

Step 2: Shortlist Colleges

• Match preferred courses to colleges in desired locations
• Make a table with course name, college, eligibility, placements, cost

Step 3: Target Job Category

• Build skills relevant to your chosen sector (e.g., MS Excel for finance)
• Stay updated via newspapers and professional resources
• Pursue internships to explore preferences

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Extra Tips

• Don’t let marks alone or random advice drive your decisions — focus on interests and strengths
• Prepare early, be proactive in applying for scholarships, certifications, and internships

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Free Career Webinars & Interaction

• Urban Fight offers recurring free online webinars on:
  • Career options for 10th and 12th standard students
  • Commerce, Science, Humanities pathways
  • AI in career planning
  • Live Q&A with professionals
• Submit your career questions via the Google Form linked in the description to make sessions more relevant

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Call to Action

• Comment on your top 2–3 preferred professionals for 1-on-1 advice:
  • Recent placement achiever (Amar)
  • CA in a Big 4
  • Banking Professional (Melzina)
  • Career Counsellor
• Share the video with friends & register for the workshop

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Closing Message

• Your career is your responsibility—research, ask questions, and make informed decisions
• "I am Taskeen, this is Urban Fight – see you in the next video and hopefully live in a workshop!"

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Summary:
Commerce offers a vast array of career choices through degrees and certifications. Success requires clarity on goals, informed college/course selection, skills development, and active exploration of opportunities. Support and advice are available via upcoming interactive webinars.